I have an 8 year old daughter that is mentally ill. I cannot work as I care for her constantly. It is not me that is disa led, it is her, however, I am her caretaker. I have 50,000 in college loans, 20,000 of that is interest. not only can I not even use my degrees, I cant even work to pay off the loans & it is scaring me and affecting my credit. Does anyone know what I can do? Thanks so much for any advice.